So every now and then I do get depressed, shocker I know! But today after reviewing our financial numbers for the 10 millionth time, I just got a little down. We are making progress and we have some good income coming in the next month or so with bonus / taxes but not having a renter and knowing we are going to have to try and re-rent it quickly, and pay another payment on it, is starting to wear on me. I don't think I would be so down, but we are starting to receive medical bills and they total $9000, I've paid some about $1500, but every time I make progress I go backwards again.
The end of last year we made great progress, but then my hubby needed surgery, and then at the beginning of this year, we found out he needed chemo, so all the progress I made was dampen but us adding another 9K to the enormous amount of debt we already owe.
I was reading a friends blog last night and she was feeling the same way, although last night I was fine! And told her sometimes you take one step forward and 5 steps back! not just two, but eventually you will win the race, and I know this to be true as well, but when I see the total amount of our bills each month, and the total we owe, it really is overwhelming at times.
Oh well, I guess I shouldn't look at it anymore today, maybe that will help.
Depressed, well alittle
February 29th, 2008 at 06:15 pm
February 29th, 2008 at 06:21 pm 1204309314
February 29th, 2008 at 06:35 pm 1204310143
If this was easy, no one would have debt. Review the plan and work the plan. This will not be the last time.
I rememer last year I paid of $16k in credit cards. Iw as so happy. I only had $6k to go and then Murphy showed up. About $20k in medical bilss show up (and I have insurance) and I need to switch to a different insurance - 1,258 a month. OUCH!!!
So, I entered January with 49K in debt and an additional 1,258 a month in expenses. I was were you are. I felt like I was failing. The holes to deep for me to get out.
I looked at the plan - and said if I could only tread water in December. Pay the min on bills but not take in any new expenses. And I just started moving forward from there. I was calling places about second jobs, but got lucky and has able to increase my time at the current job.
Now, I see a small light in the distance....far away but still there. In March, all my credit cards will be paid off.
This is a marathon and sometimes you'll get cramps. You just have to work through the pain. It isn't rocket science but it is hard.
Good luck and get back in there!!!
February 29th, 2008 at 11:45 pm 1204328731
March 1st, 2008 at 01:15 am 1204334155
March 1st, 2008 at 06:36 am 1204353389